A Guide to the Singapore Visa Infinite Card

Goh Jun Cheng

Introduction

The Singapore Visa Infinite Credit Card is one of the most exclusive and luxurious cards available in Singapore today. With unmatched benefits, privileges, and perks, the Visa Infinite card provides cardholders with an elevated level of service and rewards.

In this comprehensive guide, we’ll explore everything you need to know about the Visa Infinite card, from eligibility requirements and fees to insurance coverage, concierge services, and more.

Whether you’re considering applying or just curious about what makes this card so special, read on for an in-depth look at what sets the Singapore Visa Infinite apart.

Eligibility and Fees

To qualify for the Singapore Visa Infinite card, you’ll need to meet some strict eligibility requirements:

  • Minimum annual income of S$200,000
  • Be 21 years of age or older
  • Be a Singapore citizen or permanent resident

While eligibility is limited, it helps ensure all Visa Infinite cardholders receive top-tier service and benefits.

There are two main fees associated with the card:

  • Annual fee: S$708
  • Supplementary card fee: S$354 per supplementary card

Considering the card’s luxury perks and rewards, these fees are well worth it for high-net-worth individuals who can maximize the card’s value.

Incredible Rewards and Benefits

Now let’s get into the exciting part – the rewards and benefits that make the Visa Infinite card so coveted. Here are some of the key highlights:

Generous Rewards Points

Cardholders earn:

  • 5x points on dining, entertainment, luxury hotels, and airfare
  • 3x points on overseas spending
  • 2x points on other eligible purchases

The earning rates on popular spend categories are very lucrative. Points can then be redeemed for statement credits, travel, gift cards, and more.

Luxury Travel Benefits

As a premium travel card, the Visa Infinite offers amazing travel perks:

  • Unlimited airport lounge access – Gain entry to over 1,000 lounges worldwide under the LoungeKey program
  • $100 annual travel credit – Spend $100 per year on travel purchases
  • Hotel privileges – Enjoy elite benefits at luxury chains like Mandarin Oriental and Shangri-La
  • Airport limo transfers – Receive complimentary limo rides to/from the airport (up to 6 times per year)
  • Global concierge service – Get help booking travel, making restaurant reservations, and more

With these benefits, your travels will be upgraded with amenities, perks, and exclusive access.

Best-in-Class Insurance Coverage

The Visa Infinite provides exceptional coverage both when traveling and in your daily life:

  • Travel insurance – Get coverage for medical expenses, trip cancellations, lost baggage, and more
  • Purchase protection – Items are covered for theft and damage for up to 90 days after purchase
  • Rental car insurance – Receive coverage for rental vehicles up to 31 consecutive days
  • Extended warranty – Extend original manufacturer’s warranties by 1 year

You can travel and make purchases worry-free knowing you have comprehensive protection.

Premium Shopping and Dining Privileges

In addition to rewards points, unlock special offers and experiences:

  • Visa Luxury Hotel Collection – Book discounted rates at over 900 luxury properties
  • Dining offers – Access exclusive deals at top restaurants
  • Retail privileges – Get VIP treatment with free gifts, discounts, and more at premium retailers
  • Visa Concierge app – Discover curated recommendations and book dining/entertainment through the app

As a cardholder, you’ll be treated like a VIP wherever you shop and dine.

World-Class Concierge Service

One of the most valuable benefits of the Visa Infinite is access to Visa Concierge anytime, anywhere. The concierge service provides:

  • 24/7 support via phone, email, and chat
  • Lifestyle assistance – Restaurant reservations, event ticketing, sourcing hard-to-find items, etc.
  • Travel planning – Personalized trip planning, private air/ground transportation, access to exclusive experiences
  • Emergency services – Medical/legal referrals, emergency card replacement, emergency message relay

Having a dedicated team ready to handle any request is a level of service unmatched by other cards.

Luxury Card Design

As you’d expect from an ultra-exclusive card, the Visa Infinite features a sleek, heavy metal design:

  • Crafted from reinforced sterling silver
  • Engraved with cardholder’s name
  • Includes contactless payment technology
  • Weighs over 28 grams making it noticeably heavier than standard cards

The luxurious feel and heft make a statement whenever you use your card.

How It Compares to Other Premium Cards

The Visa Infinite certainly faces competition from other top-tier cards like the DBS Altitude Visa Signature and UOB Reserve. Here’s a brief comparison:

  • The Altitude card offers unlimited lounge access and similar travel benefits, but lower rewards rates.
  • The UOB Reserve also provides airport lounge access and good travel perks, but charges higher annual fees.
  • For uncompromising luxury travel rewards and service, the Visa Infinite is in a class of its own.

When you consider the total suite of rewards, benefits, and service, the Visa Infinite is the clear winner.

Conclusion

With exceptional rewards earnings, best-in-class benefits, and unrivaled service and experiences, the Singapore Visa Infinite Credit Card truly lives up to its name. This card was designed with the ultra-wealthy in mind and delivers luxury, exclusivity, and prestige through every interaction.

While joining the Visa Infinite club is no easy feat, for those who qualify it unlocks a world of privileges and VIP treatment unmatched by any other card. If you can meet the requirements, applying for the Singapore Visa Infinite card means entering a lifestyle of luxury that money can’t buy.

References

  1. Visa Infinite Card. (n.d.). Visa Worldwidehttps://www.visa.com.sg/pay-with-visa/cards/visa-infinite-card.html
  2. Visa Infinite Credit Card. (n.d.). CitiBank Singaporehttps://www.citibank.com.sg/gcb/credit_cards/visa_infinite.htm
  3. Altitude Visa Infinite Card. (n.d.). United Overseas Bankhttps://www.uob.com.sg/personal/cards/cards/altitude-visa-infinite.page
  4. HSBC Premier Mastercard. (n.d.). HSBC Singaporehttps://www.hsbc.com.sg/credit-cards/products/hsbc-premier-mastercard
  5. Tan, J. (2021, January 15). A review of the Citi Visa Infinite Card. MoneySmart. https://blog.moneysmart.sg/credit-cards/citi-visa-infinite-card-review/

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